Trusted financial guidance since 1967.

 

Courier Capital Team

Courier Capital has been a trusted source of premier independent financial advice and investment counsel for over five decades. As one of the largest registered investment advisory and wealth management firms in Western New York, our credentialed financial planning and investment professionals provide customized planning for individuals and families, businesses, retirement plans, institutions and non-profits. Our independent guidance is rooted in comprehensive research, deep experience and a commitment to fiduciary excellence.

Our Services

 

Retirement Services

Plan your retirement with confidence using Courier Capital’s personalized retirement services and expert financial guidance.
 

Wealth Management & Planning

Our financial planning process is designed to provide tailored strategies to optimize wealth preservation, growth, and legacy planning for our clients.
 

Investment Advisory

Since 1967, Courier Capital has managed disciplined investment programs for affluent individual, charitable and institutional clients.

News & Insights

Couple on beach

Retirement’s Tax Window: When a Roth IRA Conversion May Make Sense

By Ryan Hanlon, CRPS™, Portfolio Manager, Courier Capital on
For many retirees, the years after leaving work but before required withdrawals begin can create a valuable tax-planning window. Income may be lower during this period, and thoughtful decisions around taxes and how your assets will support you over time can help make your retirement dreams reality.
Read More
Man doing research on computer

Why It Still Makes Sense to Diversify Beyond U.S. Markets

By James Iglewski, President of Courier Capital on
It’s understandable for many investors to ask: “If U.S. stocks have outperformed for years, why bother with international equities?” This is a valid question—but focusing only on past returns misses the larger picture of risk, valuation, and resilience. As a fiduciary, we must evaluate not just what has done the best recently, but what portfolio structure offers the most sustainable long-term return per unit of risk.
Read More
Grandfather and grandson

Retirement Planning by Decade: An Advisory Guide

By Rebecca Westervelt, Sr. Managing Director and Head of Retirement Services on
In June 2025 Charles Schwab published a piece called “Retirement Planning by the Decade: A Savings Guide” which looks at retirement from the perspective of different age groups by decade. Using this report and other resources, Courier Capital has developed an Advisory Guide that will address the issues that should be taken into consideration whether someone is just starting out or is nearing, or even in, retirement.
Read More