For more than 50 years, Courier Capital has helped clients achieve their unique financial goals. 

As one of the largest registered investment advisory and wealth management firms in Western New York, our credentialed financial planning and investment professionals provide customized planning for individuals and families, businesses, retirement plans, institutions and non-profits. Our independent guidance is rooted in comprehensive research, deep experience and a commitment to fiduciary excellence.

Our approach begins with identifying each client's unique goals and establishing a customized investment plan to meet them. We employ a defined process for each step in the investment management cycle including goal setting and risk/return profiling, asset allocation modeling, investment manager selection and implementation, ongoing monitoring and comprehensive reporting. Through this process, our advisory services provide a robust solution engineered to provide long-term investment success.

Founded in Buffalo in 1967, we have since expanded to Rochester and Jamestown through organic growth and by partnering with well-regarded firms that share our commitment to fiduciary excellence and personalized, high-touch service. In 2023, we merged with Rochester-based HNP Capital, an affiliate of Courier Capital through our parent company, Financial Institutions, Inc., since 2018. We are thrilled to bring our experienced and talented teams together to offer our clients an even stronger service offering.

Our History


Courier Capital founded in Buffalo, NY


HNP Capital is founded in Pittsford, NY


Courier Capital joins the Financial Institutions, Inc. family of companies, including affiliates Five Star Bank and SDN Insurance Agency, LLC.


Courier acquires Robshaw & Julian Associates, Inc., an investment advisor based in Williamsville, NY, strengthening its Western New York presence.


Financial Institutions, Inc. acquires Rochester-based HNP Capital, LLC, an investment advisory and wealth management services firm.


Courier Capital and HNP Capital announce merger, becoming one of the largest registered investment advisory firms in Western New York.